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Credit Unions are Economic Democracies
A credit union is a cooperative financial institution, locally owned and operated by the members who use its services. Nearly everyone in Washington and Oregon is eligible to join a credit union. Credit unions exist for solely to serve their members, not to make a profit. Credit unions are typically able to offer better rates on loans and a better return on savings than for-profit financial institutions. Because credit unions operate under a volunteer governance structure, they do not pay board members or dividends to stockholders. Credit unions are concerned about the economic well-being of their members.
Interested in joining a credit union? You’re probably qualified to join one of the Northwest's consumer-oriented financial cooperatives. We can help you figure out which credit unions you’re eligible for.
At a credit union you can take out a loan or save for your dream car, but as volunteer-run financial cooperatives we are fundamentally different than other types of financial institutions. Learn more about the credit union difference.
Savvy consumers are able to make wise financial decisions concerning the loans they choose, the insurance they buy, and whether they save for college and retirement. Learn more about budgeting, saving for retirement, home buying, and protecting yourself from financial scams.
Interested in working with like-minded individuals who put an emphasis on service? The Association's Job Board lists open positions at various Northwest credit unions.
Some years ago credit unions came up with an innovative idea. Why don’t we let credit union members from other credit unions use our ATMs free? Today our networks offer about 28,000 surcharge-free networks of ATMs for use by credit union members. You can use our ATM Locator Tool to find the nearest free ATMs to your home, work, school, or hotel.
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