Credit Unions not-for-profit, cooperative structure allows them to provide real, tangible value to consumers, and positively impact the communities they serve.
What is a Credit Union?
A credit union is a cooperative, member-driven, not-for-profit financial services provider. Credit unions exist solely to serve their members, unlike profit-driven financial institutions, which exist to pay their stockholders.
Credit unions share their earnings with members.
Their not-for-profit, cooperative structure allows them to provide real, tangible value to consumers, and positively impact the communities they serve.
Structure means that as cooperatives, credit unions are member-driven. All decisions are made in the best interests of the members.
Value is real! Members pay lower fees and loan rates, and earn better interest.
Impact is tangible. As local cooperatives, volunteerism and outreach are in the staff and member “DNA” and that makes communities better.
For information on joining a credit union, visit the A Smarter Choice website.
Careers at a Credit Union
Walk into a credit union and you’ll immediately feel the difference that being a member-driven financial cooperative brings. You’ll be greeted with a smile and a “How may I help you?” If you’ve been there before, you’ll probably be greeted by name! We pride ourselves on the “credit union difference”—a difference you’ll notice every time. If this kind of service-first working environment is appealing, then we have credit unions that may be interested in you. The Northwest Credit Union Association's Job Board lists open positions at credit unions across the region.
Don't Tax My Credit Union!
Big banks, with deep pockets, are lobbying for more taxes against credit unions. That could tax some credit unions out of existence, wiping out your choice to belong to a cooperative financial institution. Learn the truth about how the credit union corporate tax exemption benefits working families, and download resources to help you send a message to Congress: "Don't tax my credit union!" Another tax on credit unions is really just another tax on you.
Join a Credit Union and Make a Smart Decision
Joining a credit union is one of the best financial decisions you can make for yourself and for your family. To join a credit union, you’ll “qualify” for membership in any one of many ways. Some credit unions serve employees and their families of a specific employer, while others serve whole communities or regions. Make a smart decision to become a part of the Northwest's consumer financial cooperatives. We’ll help narrow your search.
Find a Credit Union
Looking for a fast, easy and convenient way to search for a credit union near you? The credit union finder at ASmarterChoice.org can help you search for a credit union that's right for you and close to your area.
ID Theft Resources
Identify theft continues to be one of the fastest growing crimes worldwide. ID theft happens when someone (known or unknown to you) obtains important pieces of your personal identifying information and uses that information to obtain credit, cash, or a number of other things for their personal gain. There are many ways for fraudsters to get their hands on your information such as a computer virus, stolen mail, “phishing” scams, discarded paper financial documents, or a lost or stolen credit card or wallet. Northwest credit unions are leaders in helping consumers combat identity theft. Learn more about identity theft and how you can protect yourself.
Personal Finance Resources
Savvy consumers are better able to make wise financial decisions concerning the loans they choose, the insurance they buy, and how they save for college and retirement. Use these personal finance links to discover and download information you can use to learn more about budgeting, saving for retirement, home buying, protecting yourself from financial scams, and so much more.