Events Calendar

Date: Mar 27, 2012 • 12:00 PM - 01:30 PM

Location: Online

Financial institutions struggle with the methods and supporting documentation needed to assess and quantify loan impairment in similar pools of loans.  This presentation will focus on this aspect of the ALLL determination.  The key is adequate analysis and supporting documentation.  (This webinar will not focus on impairment of individual loans.)

HIGHLIGHTS

• Regulatory guidance
• Definitions
• Impairment evaluation for pools of loans
• Credit risk identifiers – internal
• Portfolio tracking system
• Management information system queries
• Market analysis – based on footprint and collateral types
• Changing economic conditions
• Disaggregation – adequacy of segmentation to identify and measure credit risk
• Using management information system to identify and measure level of risk
• Historical loss rates
• Adjustments for environmental factors based on findings
• Time period
• Use of stress analysis for measuring inherent risk in pools of loans
• Narrative discussion document – showing the correlation between identifiers and credit union performance, and the resulting dollar amount of impairment for pools of loans
• Secondary checks – regulatory adequacy test
• Consolidating the loss estimates

WHO SHOULD ATTEND?

Board members, CEOs, presidents, CFOs, risk managers/officers, senior lending officers, loan review personnel, internal auditors, and individuals responsible for preparing the ALLL quarterly documents, should attend this session to ensure a clear understanding of the industry and regulatory issues that will impact their financial institution.

PLEASE NOTE: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

ABOUT THE PRESENTER – S. Wayne Linder, Young & Associates, Inc.

A thirty-year banking veteran, Wayne Linder was formerly the CEO of a community bank.  At Young & Associates, Inc., Wayne works as a lending and management consultant.  He performs loan reviews; assists financial institutions under regulatory enforcement agreements; performs management and board of director assessments; and develops and implements written policies throughout all areas of the financial institution. 

Wayne is a popular seminar speaker with both national and international experience. In addition to his many published articles, he is the author of Loan Review Deskbook.

THREE REGISTRATION OPTIONS:

1. LIVE WEBINAR

   The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.  Registrants receive a toll-free number and pass code that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, pin number, and handouts will be emailed to you prior to the broadcast.  You will need the most current version of Adobe Reader available free at www.adobe.com.

2. ON-DEMAND WEB LINK** AND FREE CD ROM*

   Can’t attend the live webinar?  The ON-DEMAND WEB LINK**is a recording of the live event including audio, visuals, and handouts.  We even provide the presenter’s email address so you may ask follow-up questions.  Approximately 1 week prior to the webinar, you will receive an email with the web link.  This web link can be viewed anytime 24/7, beginning 6 business days AFTER the webinar and will expire 6 months after the live program date.  But there's more . . . AS AN ADDED BONUS, you will also receive a FREE audio/visual CD ROM.*  The CD ROM includes the original audio/visual presentation, the question and answer sessions, and the handouts.  Use the on-demand link or this “off-the-shelf” training program for those that could not attend the live seminar and for future training.

   New! Listen on your iPad, iPhone or Android device. Instructions will be emailed to you with the on-demand link.

3. BOTH LIVE WEBINAR AND ON-DEMAND WEB LINK** (INCLUDES FREE CD-ROM*)

   Includes options 1 and 2 above.

   *CD ROM for PC use only

   **All materials are subject to copyright and intended for your financial institution’s use only.

FOR MORE INFORMATION

Contact the Education and Training Department at 800.995.9064 or email your questions directly to training@nwcua.org.

To ensure you receive all announcements and updates about this webinar, be sure your credit union’s email system accepts (and does not reject) mail from the following email addresses:

• NWCUAtraining@CUwebtraining.com
• NWCUA@CUwebtraining.com
• jan@cuwebtraining.com